humm Interest-Free* Finance

*Approval within minutes is possible when all conditions and lending criteria (including responsible lending requirements) are met and all relevant information is provided. Approval subject to individual credit assessment and other checks and approval outcomes are not guaranteed. In some instances we may need to review your application. Terms & Conditions apply.

What is humm?

humm helps everyday Australians Buy Now Pay Later. Our payment plans are great value because humm customers pay no interest ever.

Who can humm?

You just need to tick these boxes:

✔ Be 18 years+

✔ Be a permanent resident of Australia

✔ Hold a valid Australian ID

✔ Have a regular source of income

✔ Have a good credit score and repayment history

*Approval subject to credit assessment criteria. Fees, charges and terms and conditions apply.

I want to humm! Where do I start?

This bit’s super simple. First things first: depending on whether you’re an Apple or Android person, go to either the App Store or Google Play and download the App. Once you’ve got the App running, just follow the steps and you’ll be good to go. Niiice!

How do I shop with humm?

Fast and simple, talk to our showroom staff, and our friendly staff will help you through.

With no interest, are the fees high?

No, they’re not. You’ll pay an $90 establishment fee, then you’ll pay just $9.95 monthly loan fee. For full details read your Continuing Credit Payment Plan agreement.

*Purchases to be over $500 for a 12-month payment plan, approval within minutes is possible when all conditions and lending criteria (including responsible lending requirements) are met and all relevant information is provided. Approval subject to individual credit assessment and other checks and approval outcomes are not guaranteed. In some instances we may need to review your application. Terms & Conditions apply.